eNvisions Enterprises

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Personal Credit Repair & Enhancement 

Having your personal credit in perfect order is not only good for your personal financial picture, but essential in the business world.  Even  business loans and lines of credit that don't require a personal guarantor (PG) may still want to "look" at your personal credit for your level of financial responsibility.  The days of no PG are rapidly fading and most lenders will require you to have at least a 720 FICO score or better to get major funding. Even if you are not after business funding, having your personal credit in order is one of the keys to a successful financial future. 

For years we have worked exclusively with our real estate and corporate clients helping them position their companies and  personal credit to obtain funding/financing.  Now you too, can access our professional staff and services with the same high level of expertise and knowledge that we have been providing to our clients for years.

Our Pay After Deletion program, allows clients to reduce the risk associated with the purchase of credit repair services, with NO UPFRONT MONEY! And it's consumer friendly and 100% compliant with Federal Law which prohibits the collection of upfront payment for credit repair services. With us, you pay only AFTER results are achieved! 

PAY AFTER DELETION CREDIT REPAIR 

Technical Deletions:
Outdated Info, Addresses, Names, Employers 
 $20.00 per deletion, per bureau

Standard Deletions: Charge Off's, Collection Accounts, Late Payments, Inquiries
$25.00 per deletion, per bureau;

Repo's: $50.00 per deletion, per bureau


Public Records: Judgments, Bankruptcy, Foreclosures 
$100.00 per deletion, per bureau

Tax Liens: State or Federal 
$200.00 per deletion, per bureau

There is a $29.00 to $149.00 setup and audit fee required to get started (average setup/audit fee is $99.00. Call for info).

Our process takes 30 to 90 days to complete.  Frequently, items fall off within the first 45 days. Any remaining items require an  additional 45 days to remove. Our removal procedures are permanent. Once an item has been removed by law it cannot be reported again.  

Step One: Order a copy of your credit reports (see below links). 
Step Two: Email or call us to request a start-up kit


Credit Enhancement 
The ultimate goal is to build your credit with trade lines (accounts) that will lead to bigger and better trade lines. We have access to account that with post to your credit file with No Credit Checks - GUARANTEED APPROVALS!  We also have access to seasoned trade lines with a two or more year payment history attached.  Call for pricing. 

Free Copy of Your Credit Report & Scores
Go to one of the below links.  These sites will allow you to obtain a copy of all three of your credit reports (a tri-merge) and FICO scores for free.  Some of them require you to sign up for a free trail for their monitoring service, but once you get your report and scores you can cancel.  You do need a debit or credit card for these services.

Credit Check Total:http://www.creditchecktotal.com  (Recommended) 

Free Score: http://www.freescore.com/

Free Copy of Your Credit Report (without scores, no credit/debit card needed)
You can get a free copy of your three reports only (no scores) at the below link:

Free Annual Credit Report: https://www.annualcreditreport.com/cra/index.jsp

Once you have a copy of your reports, print them out or save them to your hard drive. We will need for you to send us a copy via email.  Or you can send us your login info from Credit Check Total. 

Here's a link to a free PDF printer that will allow you to print to your computer and send to us as an attachment: http://www.dopdf.com/

For more information about any of our products or services call 678-883-2277



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